RENOVATED TURNKEY HOUSE HACK - 2 family with newly renovated full finished vacant lower level that has summer kitchen, bathroom, 2 additional rooms, and separate side entrance! Parking with new blacktop driveway! Spacious backyard! 1st Floor: $2,000/month+$200/month for driveway privileges - 2 bedrooms+office - 1 bath - Lease expires 1/31/2023. Renovated 2nd Floor: $1,650/month - 2 bedrooms - 1 bath - Month to month. House hack and collect $3850/month in rent! 2 electric and 2 gas meters. Tenants pay separate electric and gas for cooking. Laundry room in basement common area. Updated plumbing, electric, hot water boiler, and hot water heater. Anderson windows. Paver patio in rear yard. Vinyl and brick sided home. Home is on nice street in quiet neighborhood and within walking distance to center of town and public transportation. Monthly mortgage amounts: Conventional - 25% down payment at 6% interest rate - Monthly mortgage (incl. property taxes+insurance) - $3,487.33/month. FHA - 3.5% down payment at 5% interest rate + 0.85% MIP - Monthly mortgage (incl. property taxes+insurance) - $4,307.57/month. Scenario 1: Collect $2200+$1650=$3850/month from top 2 apts. Use ground floor as desired. Conventional: $3,850-$3,487.33=$362.67/month profit! FHA: $3,850-$4,307.57=Pay $457.57/month. Scenario 2: Live on 2nd fl and collect $2200/month from 1st floor. Use ground level as desired. Scenario 3: Live on 1st fl and collect $1650/month from 2nd floor. Use ground level as desired.
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